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Glossary of Terms

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Net assets:


Owner's equity, or assets minus liabilities.


Net income:


The net increase in owner's equity that results from business operations; revenues less expenses when revenues exceed expenses. For merchandising companies, what is left after deducting operating expenses from the gross margin from sales.


Net method:


A method of recording purchases that identifies discounts that are lost by requiring that purchases be recorded initially at their net price.


Net loss:


The net decrease in owner's equity that results when expenses exceed revenues.


Net purchases:


Gross purchases less purchases returns and allowances and purchases discounts plus any freight charges on the purchases.


Net sales:


The gross proceeds from sales of merchandise less sales returns and allowances and sales discounts.


Normal balance:


The usual balance of an account, also the side (debit or credit) that increases the account.


Normal capacity:

The average annual level of operating capacity needed to meet expected sales demand.


Notes payable:


Collective term for promissory notes owed by the person who promises to pay (maker) to other entities.


Notes receivable:


Collective term for promissory note held by the entity to whom payment is promised (payee).


Notice of protest:


A sworn statement that a promissory note was presented to the maker for payment and the maker refused to pay.